Home Loans

We are home loan specialists

Whether you are starting out or wanting to switch your current loan, we can help you get the most out of your mortgage. We are home loan specialists.

We have a long history of working with clients, from first home buyers to experienced property investors, developing the most effective loan strategies with them.

We have helped our clients borrow money for residential and investment property, for home improvements and to finance construction of new homes.

Whether you are starting out or wanting to switch your current loan, we will manage your loan and help you get the most out of your mortgage.

Switching and refinancing

It is important to make your borrowed money work as hard for you as possible. Money saved is money earned. We will work with you to calculate the best solution for your situation.

We can review your current mortgage and help you determine whether it may be better to refinance, switch or remortgage with another lender.

If you need to borrow more, we can show you how much you may be eligible to borrow and recommend a loan to suit your situation.

Benefits you will receive

A dedicated home loan specialist will be assigned for a personalised service
Obligation free pre-approvals
Competitive interest rates, including low introductory rates
The option of fixed, variable and combination loans
Access to loans for the self-employed
Interest only loans
Healthcare specialists and professionals may be eligible to borrow up to 90% with Lender’s Mortgage Insurance waivers subject to conditions

Loan Types

There are different ways of investing in property, such as buying your first home, renovating, purchasing a larger home or an investment property. We are familiar with all loan types, and we can work with you to maximise the effectiveness of your investment.

First Home Buyers

Getting into the property market can be challenging, but we will guide you through the process of buying your first home, making sure your mortgage is exactly calibrated to your needs, at a competitive rate.

Home refinancing

We have worked with many homeowners who come to us because they are concerned that they are not getting the best deal with their home loan. They are either paying too much, or the loan conditions aren’t matched to their current needs. Or both. We will look at your loan and advise on a solution that suits you better.

Home Improvements and Renovation

Sometimes, when you look at all the figures, the best investment you can make is not moving, but spending money on your existing property instead. We can help you realise the potential of your current property.

Funds for Investment

Property is an increasingly attractive investment for many Australians, but it is not like buying your own home. There are more variables, more traps for the unwary. We can help you navigate the minefield of property investing, and make sure your investment property maximises your returns.

Construction loans

Borrowing money to build a new home has special requirements. It is a process that can be time-consuming and sometimes confusing. We will manage the process smoothly, to make it as stress-free as possible. You need to pay at each stage of the process, and construction loans are designed with this in mind.

Panel of lenders

Over many years, we have developed close relationships with Australia’s leading lenders.

Our deep understanding of the products they offer is where you can benefit.

‘I highly recommend Mortgage IP – they personally helped me obtain the right finances with the best interest rate for my individual portfolio, quickly and efficiently. They have helped many of my clients and friends, and continue to tailor my finances, even beyond the first loan.’

Blake Mizzi
Director and Co-Founder of League of Geeks

‘Mortgage IP helped me to refinance my property. They are competent, knowledgeable and always available. Their prompt and direct responses distinguish them from their peers in the industry.’

Behnoud Tahamseby
Senior Project Engineer

‘I have worked with Mortgage IP as a Lending Financial Advisor several times over the last three years. They have consistently been effective at proposing solutions to meet my requirements, as well as quick to respond to these requests. I would highly recommend using Mortgage IP’s services.’

Simon Bryant

‘Mortgage IP has been instrumental in helping us restructure our home loan to enable a renovation for our expanding family. Their knowledge and understanding of the different products offered by lenders has meant our process of building will be seamless from a finance perspective.’

David Pidgeon
Director Design By Pidgeon

The next step

For more information
contact Mortgage_IP on
1300 647 111 or email
info@mortgageip.com.au

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