The MortgageIP ‘science of lending’ approach enables you the best rates structured to fit your lifestyle needs.

We understand your situation, and can help you borrow up to 95% of the value of your dream home.

By restructuring your loan, you could save enough to cover the cost of a whole term of school tuition each year.

MortgageIP can help you leverage the equity in your home, to purchase your first investment property.

Using MortgageIP, you could save enough to take the whole family on holiday.

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The science of lending.

Taking out a loan is a big decision, whether you are buying a home, an investment property or refinancing. Borrowing with confidence is where we can help.

We will find you competitive interest rates, and consider all of the factors such as flexibility, service, fee structures and any other charges you might otherwise overlook.

We help take the emotion out of the process, work with you to analyse your situation, and help you find the right loan, with competitive rates, precisely structured to fit your needs.

Money never sleeps. Neither do we. Our mobile lenders are committed to serving you wherever, whenever; any time or place that’s convenient to you.

We call this process ‘the science of lending’.

Our process

Our process is straightforward and very effective.

We will come to you, and work with you to develop a suitable strategy for your particular circumstances.

The advice we offer is clear, straightforward, and always guided by the science.

This is our four-step process:

Step 1: Consult and collect

We come to you and get a full picture of your lifestyle, your expectations and your financial goals.

Step 2: Analysis and strategy

We carefully analyse the data to determine which loan structure is right for your needs, and seek input from your accountant or financial adviser if necessary.

Step 3: Implementation and completion

We present and explain in detail our recommendations, our reasoning, and the conditions of your proposed loan.

Step 4: Settlement

With your approval we proceed to settlement, preparing all the necessary paperwork for you.

We will guide you through application, approval and settlement, and continue to be your point of contact for the life of the loan.

Panel of lenders

Over many years, we have developed close relationships with Australia’s leading lenders.

Our deep understanding of the products they offer is where you can benefit.


Whether you are starting out or wanting to switch your current loan, we can help you get the most out of your mortgage.

Whether you’re an owner-occupier or an investor, talk to us about tailoring a loan that precisely meets your needs, now and into the future.


Home Loans

Circumstances change, and sometimes you may be better refinancing, or switching to another lender. We can review your current mortgage and help you decide.



A personal loan can help you achieve your goals, or deal with unexpected situations. Talk to us about how to get quick access to the money you need.


Personal Loans

Money is the lifeblood of every business, and a business loan, particularly during the start up phase, can help your business prosper. Talk to us today.


Commercial Business Loans

The right mortgage can boost your self-managed super fund’s performance. The rules regarding these investments are complex, so talk to us about what’s involved.


Self-Managed Super Fund Lending

We have long-standing relationship with a range of professional clients, particularly from healthcare specialists and professionals, but also accountants, lawyers, engineers, architects and dentists.


Loans for Professionals

‘I highly recommend Mortgage IP – they personally helped me obtain the right finances with the best interest rate for my individual portfolio, quickly and efficiently. They have helped many of my clients and friends, and continue to tailor my finances, even beyond the first loan.’

Blake Mizzi
Director and Co-Founder of League of Geeks

‘Mortgage IP helped me to refinance my property. They are competent, knowledgeable and always available. Their prompt and direct responses distinguish them from their peers in the industry.’

Behnoud Tahamseby
Senior Project Engineer

‘I have worked with Mortgage IP as a Lending Financial Advisor several times over the last three years. They have consistently been effective at proposing solutions to meet my requirements, as well as quick to respond to these requests. I would highly recommend using Mortgage IP’s services.’

Simon Bryant

‘Mortgage IP has been instrumental in helping us restructure our home loan to enable a renovation for our expanding family. Their knowledge and understanding of the different products offered by lenders has meant our process of building will be seamless from a finance perspective.’

David Pidgeon
Director Design By Pidgeon

The next step

For more information
contact MortgageIP on
1300 647 111 or email

Alternatively, fill out the
form opposite, and one
of our staff will be in
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