Refinancing

Refinancing has saved our clients thousands of dollars a year.

Is your loan getting more out of you
than you’re getting out of it?

We have worked with many homeowners and investors who come to us because they are concerned that they are not getting the best deal with their loan. They are either paying too much, or the loan conditions are not matched to their current needs. Or both. We will look at your loan and advise on a solution that suits you better.

Loan types

Home refinancing

We have worked with many homeowners who come to us because they are concerned that they are not getting the best deal with their home loan. They are either paying too much, or the loan conditions aren’t matched to their current needs. Or both. We will look at your loan and advise on a solution that suits you better.

Home Improvements and Renovation

Sometimes, when you look at all the figures, the best investment you can make is not moving, but spending money on your existing property instead. We can help you realise the potential of your current property.

Funds for Investment

Property is an increasingly attractive investment for many Australians, but it is not like buying your own home. There are more variables, more traps for the unwary. We can help you navigate the minefield of property investing, and make sure your investment property maximises your returns.

Refinancing to a lower rate may cost you more!

Many of us think that refinancing to a lower rate will save us money but this is not true in all cases.

Refinancing to another lender might save us short term. However, based on your circumstances and goals it might be beneficial to have your loan with the same lender for various reasons.

Mr and Mrs Smith wished to buy an investment property and were attracted to switching lenders to save money whilst looking for a new loan for the investment property.

They had approached a lender/bank and were very happy on the saving they were going to make.

Mr and Mrs Smith were referred to us to seek a second opinion.

After a having a complete/detailed review of their current financial circumstance and pointing out few of the long term benefits of staying with their current lender clients we saved clients thousands without having to move lender/banks.

If you have paid lenders mortgage insurance with your lender and now wish to borrow additional funds for future. Based on your personal circumstance and lenders policy you might be able to save significant cost by only paying lenders mortgage insurance on the additional funds rather than the entire borrowed amount again.

Panel of lenders

Over many years, we have developed close relationships with Australia’s leading lenders.

Our deep understanding of the products they offer is where you can benefit.

‘I highly recommend Mortgage IP – they personally helped me obtain the right finances with the best interest rate for my individual portfolio, quickly and efficiently. They have helped many of my clients and friends, and continue to tailor my finances, even beyond the first loan.’

Blake Mizzi
Director and Co-Founder of League of Geeks

‘Mortgage IP helped me to refinance my property. They are competent, knowledgeable and always available. Their prompt and direct responses distinguish them from their peers in the industry.’

Behnoud Tahamseby
Senior Project Engineer

‘I have worked with Mortgage IP as a Lending Financial Advisor several times over the last three years. They have consistently been effective at proposing solutions to meet my requirements, as well as quick to respond to these requests. I would highly recommend using Mortgage IP’s services.’

Simon Bryant

‘Mortgage IP has been instrumental in helping us restructure our home loan to enable a renovation for our expanding family. Their knowledge and understanding of the different products offered by lenders has meant our process of building will be seamless from a finance perspective.’

David Pidgeon
Director Design By Pidgeon

The next step

For more information
contact Mortgage_IP on
1300 647 111 or email
info@mortgageip.com.au

Alternatively, fill out the
form opposite, and one
of our staff will be in
touch shortly.